SHA-256 Hash Chaining
Every entry cryptographically links to the previous one. Tamper any record and the entire downstream chain breaks — giving regulators mathematical proof of integrity.
Fintech infrastructure · Crypto-chained · Cloud-agnostic
Compliance infrastructure
fintechs can prove.
Imara is the secure agent runtime for regulated financial services. Every payment, every decision — policy-checked, cryptographically chained, and replicated to the cloud of your choice.
SHA-256
Hash algorithm
Fail-closed
Policy default
6+
Cloud providers
< 1 ms
Ledger write p99
Cloud-agnostic · works with any S3-compatible object store
A
AWS S3G
Google CloudZ
Azure BlobC
Cloudflare R2M
MinIO✦
Any S3-compatibleHow it works
Intent in. Proof out.
Every time.
Imara wraps every agent action in a four-stage pipeline — classify, enforce, record, and chain — so no operation escapes the audit trail.
01
Intent arrives
A payment instruction, compliance query, or agent action lands at the Imara syscall surface as natural-language intent.
02
Policy enforces
The dispatcher classifies the intent and checks it against your policy rules before any state change. Blocked actions never execute.
03
Ledger records
Outcome, classification, latency, tokens, and session context are written to the local BoltDB ledger and replicated to your cloud store.
04
Chain anchors
Each entry's SHA-256 is computed over its content plus the previous hash. The chain is verifiable by any party with read access.
Cryptographic audit chain
Tamper the chain.
The math will tell.
Each ledger entry is hashed with SHA-256 over its full content plus the previous entry's hash. A single bit change anywhere in history cascades into every downstream hash — making forgery detectable by any party with read access, including regulators.
- SHA-256 over payload + previous hash
- Chain-head stored on S3 for independent verification
- Portal shows broken-at entry with diff view
- No trusted intermediary required to verify
#1
Payment Initiate
prev: 000000000000
OK
a3f9c2d8e1b4…#2
Payment Approve
prev: a3f9c2d8e1b4
OK
b7e1a4f2c9d3…#3
Payment Initiate
prev: b7e1a4f2c9d3
Blocked
c8d3b6e1f2a4…#4
Payment Query
prev: c8d3b6e1f2a4
OK
d1a9e5c3b7f2…Chain intact · 4 entries · head: d1a9e5c3b7f2…
Imara Ledger
A
AWS S3
G
Google Cloud
Z
Azure Blob
C
Cloudflare R2
M
MinIO
✦
Any S3-compatible
All endpoints speak s3:// — switch providers without changing your code
Cloud agnostic
Your cloud.
Your rules.
Financial data sovereignty requirements differ by jurisdiction. Imara exposes a standard S3-compatible replication layer so your audit trail lands in the cloud region your compliance team approved — not ours.
- S3-compatible API — no SDK changes required
- Per-tenant bucket isolation
- Replication runs async, never on the hot path
- Local BoltDB ledger is always the source of truth
- Meets data-residency and sovereignty requirements
Built for regulators
A portal made for
compliance teams.
Regulators shouldn't need to SSH into an S3 bucket. Imara ships a dedicated portal with fleet-level visibility across all supervised fintechs, chain integrity checks, and payment block timelines — read-only, zero trust dependency required.
- Live fleet dashboard — all fintechs in one view
- Per-tenant audit trail with full intent text
- Blocked payment timeline with policy reason
- Chain-head verification — detect tampering instantly
- Date-range export for formal submissions
- Multi-tenant isolation — no cross-tenant leakage
stratus.internal/fleet
All Fintechs
Tenants: 12
Stale: 2
Alerts: 1
Blocked: 34
AC
acme-bank1,204CleanNO
nova-pay89212 blockedCL
clearbridge3,4111 blockedPlatform capabilities
Everything a regulated fintech
actually needs.
Fail-closed Policy Engine
Define capability bounds in TOML. Any action not explicitly permitted is blocked before execution — not logged after. Compliance is structural, not aspirational.
Cloud-Agnostic S3 Layer
Write to AWS S3, Google Cloud Storage, Azure Blob, or Cloudflare R2 — whatever your risk team approved. Imara speaks S3 natively; the provider is your choice.
Regulator-Ready Portal
A dedicated compliance view with live fleet search, per-tenant audit trails, blocked payment timelines, and chain-head verification. No custom tooling required.
Immutable Audit Ledger
Every syscall, classification, policy decision, and execution result lands in an append-only ledger. Inspect it locally or replicate it to your cloud of choice.
Multi-Tenant by Design
Isolate each fintech by tenant ID. Fleet-level dashboards aggregate across tenants; drill-down views scope to a single institution's chain and payment journal.
Jurisdiction ready
Built for markets where
compliance is not optional.
Every audit trail Imara produces is independently verifiable without running the runtime. If your regulator can read S3, they can verify your chain.
Region
Africa
POPIASouth Africa
Protection of Personal Information Act
FSCASouth Africa
FSP conduct & reporting requirements
CBNNigeria
AI & digital finance guidelines
FCCPCNigeria
Consumer protection compliance
RBZZimbabwe
Digital payment audit requirements
BOZBotswana
Fintech regulatory sandbox
SARBSouth Africa
Prudential authority standards
CMAKenya
Capital markets oversight
Region
International
SEC 17a-4(f)United States
WORM electronic records retention
GDPR Art. 30European Union
Records of processing activities
MiFID IIEuropean Union
Transaction reporting & audit trail
ISO 27001International
Information security controls
SOC 2International
Trust services audit evidence
PCI DSSInternational
Cardholder data audit trail
DORAEuropean Union
Digital operational resilience
Basel IVInternational
Operational risk data requirements
Don't see your jurisdiction? The audit chain is standard SHA-256 — any regulator with S3 read access can verify independently. Talk to us →
Private deployment
Request
early access.
Imara is in private deployment with a select group of fintechs and regulators. We're working directly with compliance teams to shape the audit standard for AI in regulated financial services.
Fintechs — Ship AI-driven payment features with a provable compliance record from day one.
Regulators — Audit any supervised fintech without site visits or custom tooling — just S3 read access.
Compliance teams — Generate evidence on demand for SOC 2, ISO 27001, and jurisdiction-specific submissions.
Response time
1 business day
Every enquiry is reviewed by a compliance engineer, not a sales bot.
Ready to deploy
Audit trails that hold up.
By design.
Imara gives financial institutions a provable record of every AI-driven action — policy-enforced, chain-anchored, and replicated to your chosen cloud.